There is life after debt

Free debt advice

Through face-to-face meetings, we'll work together to address your debt and find a path to financial stability.

Free benefits advice

Are you getting all your entitled benefits? Get help accessing them for your current situation.

Free budgeting advice

We can help you avoid debt with tailored budgeting tips, advice, and suggestions.

Who is Frontline?

  • A Christian based charity which serves anyone in need
  • Over thirty five years experience
  • Free services licensed by the Financial Conduct Authority
  • Emphasis on face to face and long term support
Woman giving presentation
world's best human
I was very relieved after listening to your advice. So thank you very much indeed, it is truly appreciated.
Someone we helped
world's best human
I just wanted to say a very big thank you for your advice yesterday. It was as if a big mountain of pressure had been lifted from my Mum’s shoulder.
Someone we helped
world's best human
Thank you so much for everything you have done for us, I can’t begin to tell you how much this has helped with removing the worry etc.
Someone we helped
world's best human
Volunteering has given me a deep sense of serving and caring for people in trouble and doing the kingdom work of God.
A local volunteer
world's best human
I never thought I would be able to help people out of such difficult situations. It is wonderful to see lives changed for the better.
A local volunteer
Woman writing in a notebook

Our advisors

  • They will listen and not judge you
  • Advisors are trained and supported to ensure a high quality of advice
  • They provide a fully confidential service

Get free debt advice today

Do I need help?

  • Going without food or electric
  • Regularly missing bill payments
  • Borrowing money to pay off other debts
  • Experiencing anxiety or stress over finances
If you answered "yes" to any of these questions, you likely need help.

Assess & Prioritize

If you accept our help, then we will first help you sort out any priority debts or bills such as Rent, Council Tax, Gas/Electric, Water. We will also check you are getting all the benefits you are entitled too.

Negotiate & Manage

We then step into the gap between you and your secondary creditors, e.g. loans, credit cards, catalogues, negotiating repayment agreements on your behalf. If it would take you a very long time to repay your debts, then as a last resort we can explore if applying for a debt write off through some form of insolvency e.g. Debt Relief Order, Bankruptcy, provides the only suitable alternative.

Financial Planning

Central to what we do and part of helping you regain control of your finances is to produce a financial statement (budget) of your income and expenditure. If you don’t have any debts but would like to do this to see where you stand financially each month, we can help you formulate your financial statement.

No! Anyone who requests advice from Frontline will receive it absolutely free of charge.

We will never take away your freedom to make decisions and will never do anything against your wishes. However, we hope that as our client you will accept our advice and together we can seek to resolve your problems.

This mostly depends on how committed you are to getting out of debt. We do need you to provide information about your finances so we can give you the right advice. Creditors nearly always accept the payment arrangements we offer. It is then down to you to keep to those arrangements until your debts are paid. If your circumstances change we can review the payment arrangements.

Our mission is to provide face to face help. This is supplemented with other types of support, but we do need to be able to see you face to face. There are other free debt advice agencies that provide face to face help that maybe nearer to you, such as Community Money Advice , Christians Against Poverty and Citizens Advice. If you want free help over the phone or via the internet then we would recommend Citizens Advice, Stepchange, National Debtline and Payplan.

We normally see people at our offices, but if for any reason you can’t get to the local office, please contact them to see if they can visit you at home.

Completely! To ensure you get the best advice, elements of your case maybe discussed within the Frontline office, with supervisors or specialists. Anonymised information from your case may also be used for training or publicity purposes.

Many of the items on the following list you may only have on your phone. You do not need to print them out, just bring your phone or email them to your adviser ahead of the appointment.

  • Letters for each debt
  • Any recent bills
  • Proof of all your income (e.g. recent payslip, benefit award letter, last tax return/accounts if self employed)
  • Statements covering last 3 months for each bank account you use.

Many of our clients do not have all of the above information to hand, please just come to your appointment with whatever you can find, we won’t judge you.

Please could you ask your client to contact their local Frontline branch, so we can make an appointment with them directly. Please use the Get help page to find the contact details for the local branch. You are welcome to phone us with your client.

We appreciate any support you can give to your client to help them through the debt advice process. You are welcome to come to any appointments with them. Get help here.

world's best human
I was very relieved after listening to your advice. So thank you very much indeed, it is truly appreciated.
Someone we helped
world's best human
I just wanted to say a very big thank you for your advice yesterday. It was as if a big mountain of pressure had been lifted from my Mum’s shoulder.
Someone we helped
world's best human
Thank you so much for everything you have done for us, I can’t begin to tell you how much this has helped with removing the worry etc.
Someone we helped
world's best human
Volunteering has given me a deep sense of serving and caring for people in trouble and doing the kingdom work of God.
A local volunteer
world's best human
I never thought I would be able to help people out of such difficult situations. It is wonderful to see lives changed for the better.
A local volunteer

Want to make a change?

We need your help

We would love to hear from you if you are interested in joining the Frontline family. Frontline has over 35 year’s experience of training and mentoring volunteers in debt and benefit advice. There are a variety of possible roles. Please contact your local office to find out which roles they are looking to fill at the moment.
  • Give hope to people in financial difficulty
  • Give back to your local community
  • Make a real difference in people’s lives

Start something new

We love to partner with organisations filled with people that have a heart to help those in financial difficulty. If you have some volunteers that could at least fill the Debt Advice role summarised on the volunteer page, then please do get in contact to find out more about what it means to start a Frontline office, by filling out the contact form below.
  • Already reaching out to the local community
  • You want to see people set free from financial problems
  • Need training and support to give debt advice

Find my local branch

Get started today by finding your closest Frontline branch and contacting an advisor.
Frontline Debt Advice Logo
Frontline Debt Advice (Uk)

Registered Address: c/o Three Counties Church, Haslemere Locality Office, Lion Green, Haslemere, Surrey, GU27 1LD

A Company Limited by Guarantee Registered in England No. 7136786.

Registered Charity No. 1134908

Licensed by the FCA to provide Debt Adjusting and Debt Counselling No. 694921

FRONTLINE® is the registered trade mark of Frontline Debt Advice (UK)
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